Most people train at one speed. Here's why that limits your results.


the25percent Newsletter

What actually works for healthspan.

April 02, 2026

Last time I said Zone 3 was "not hard enough to push your ceiling." That framing needs a correction. It's true from an efficiency standpoint. But it's not the full picture.


Quick primer: the three zones

Familiar with heart rate zones? Skip ahead.

Heart rate zones are ranges that describe how hard your cardiovascular system is working.

Three matter most here:

đź’š Zone 2 (65-75% of max heart rate)

You can hold a full conversation. This is the aerobic base — where mitochondrial density builds and fat oxidation improves. It feels almost too easy. Most people undertrain it.

🧡 Zone 3 (75-85% HRmax)

Comfortably hard. Full sentences become short phrases. This is where most group fitness classes land — spin, HIIT studios, boot camps. It feels productive because it is hard. Most people call it HIIT. It isn't.

❤️‍🔥 Zone 4-5 (85-95% HRmax)

You can't speak. This is genuine high intensity — 4-minute intervals, not 45-minute sessions. This is where VO2max ceiling gets pushed.

A rough way to find your max heart rate: 220 minus your age. A 40-year-old has an estimated max of 180 bpm. Zone 2 sits around 117-135 bpm. Zone 4-5 starts around 153 bpm.

​

What vigorous exercise actually does

The epidemiological record here is clear. Arem et al. (2015) followed 661,137 adults and found that any vigorous physical activity — Zone 3 and above — independently reduces all-cause mortality by 20-37%. Gebel et al. (2015) analyzed 204,542 adults and found a dose-response: the higher the proportion of vigorous activity in your total volume, the lower your mortality risk.

These studies don't distinguish between Zone 3, 4, and 5. They measure vigorous activity as a category.

If you've been doing group fitness classes three times a week, you've been doing something real. Your spin class isn't wasted. It's reducing your mortality risk.


Where polarized training comes in

So why does the polarized model matter?

Stoggl and Sperlich (2014) compared four training structures in trained athletes over nine weeks. The polarized group — roughly 80% low intensity, 20% high intensity — improved VO2max by 11.7%. The threshold group, spending more time in Zone 3, improved by 3.9%. Same weekly hours. Very different return.

The mechanism: Zone 2 builds the aerobic foundation (mitochondrial density, fat oxidation, cardiac output). Zone 4-5 forces the cardiovascular ceiling upward. Zone 3 stimulates both pathways, but neither as effectively per hour as dedicated work in each zone.

For someone with 5-6 hours a week, that efficiency gap matters. It's the difference between a protocol that moves your VO2max and one that maintains it.


The professional's framing

Here's what I want to be honest about: the Stoggl research studied well-trained athletes averaging 10-20 hours of training per week. At that volume, the fatigue-versus-adaptation tradeoff becomes real — too much Zone 3 accumulates fatigue without sufficient low-intensity recovery. At 5-6 hours a week, that tradeoff barely exists.

The case for polarized training at our volume isn't about avoiding fatigue. It's simpler: you have limited hours, and structured sessions return more than undifferentiated ones. If Monday is easy, make it genuinely easy. If Thursday is hard, make it hard. Defaulting to moderate for everything is leaving adaptation on the table.

My own training ran at one speed for years: moderate-hard on most days, which felt productive. Structuring sessions to be distinctly easy or distinctly hard improved my results without adding time. The sessions felt different from each other, and the adaptations followed.


What this looks like in practice

Two sessions a week, go genuinely hard. Zone 4-5. Can't-talk hard. Not a spin class at 80% — actual intervals where the last minute is a fight. One to two of those per week is enough. More is not better here.

Everything else: go easy, go long. The app targets 150 minutes a week as a minimum. Structured sessions are the optimal case — but a long walk with the kids, an uphill hike, taking the stairs counts too. Improvise when life doesn't cooperate. Zone 2 responds to volume, not perfection.

Example week
Tuesday: Easy zone 2 ride for 75 minutes
Thursday: Hard 4x4 intervals
Weekend: Easy zone 2 ride for 75 minutes
​
Bonus Session:
If possible, squeeze in another HIIT session.
- 5-minute warm-up
- 30 seconds all out, 1 minute rest.
- Repeat 6 Times 🔥🔥🔥

That's 14 minutes of work. It won't replace a full 4x4 session, but it counts.


Closing the cardio series

This is where the four cardiovascular foundation newsletters connect:

The same hours, structured deliberately, produce different outcomes. That's the case for the 25 percent.


From the archive

New here? The Beginner's Guide to Longevity Training covers the full framework in one place.


One question

When you look at last week's cardio: how much was genuinely easy, how much was genuinely hard, and how much landed somewhere in the middle?

Alessandro

600 1st Ave, Ste 330 PMB 92768, Seattle, WA 98104-2246
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A science-backed longevity training app for enthusiasts ready to invest seriously in their healthspan. After over 15 years as a UX consultant, I realized that most fitness advice optimizes you for ages 25 to 30, not 60 and above. Now I'm building the demanding but achievable protocol I wish existed, backed by the latest longevity science. Join me for evidence-based insights on training, healthspan, habit formation, and the reality of bootstrapping a health-tech startup.

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